Navigating volatility with RSUs and stock options

Volatility is why equity is valuable and why it is dangerous. Rules beat instincts.

Pre-commit

Decide sell percentages and exercise sizes in advance and automate them. A written rule prevents a good outcome from being deferred into a bad one.

Keep tax cash separate

Move the estimated tax on every vest into a separate account immediately. Tax owed on a vest does not fall when the share price does.

Size, do not time

Nobody times a single stock reliably. Control concentration instead: a fixed share of net worth in employer stock, rebalanced on a schedule.

Educational content, not tax advice. Your outcome depends on your grant documents, income and state. Equity Tax Engine models your actual position — join the waitlist.

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